This service is provided by SMART SMS, hereby referred to as SSMS or 'We'. The service is provided to you ("you" or "user"), subject to the terms of this agreement ("Agreement"), and the rules that may be published from time to time by SSMS.

SSMS currently offers services to users who agree to abide by (i) the terms and conditions of this Agreement; (ii) the privacy policy, and (ii) any guidelines posted on the SSMS network of sites. SSMS? reserves the right to change the nature of this relationship at any time without notice to you. In addition, when using particular services of SSMS, you shall be subject to any posted guidelines or rules applicable to such services, which may be posted by SSMS from time to time. All such guidelines or rules are hereby incorporated by reference into this Agreement. Users who violate the terms of this Agreement will have their SSMS account ("Account") canceled and they may be permanently banned from using SSMS services.

Entering any page of any website operated wholly or in part by SSMS will constitute acceptance of the Terms and Conditions of this Agreement. If you do not agree to abide by these terms, please do not enter or access any website operated wholly or in part by SSMS.

*1. Description of Service *

SSMS currently provides users with access to a collection of resources, including, various communications tools, personalized content and branded programming through its network of properties (the "Service").Unless explicitly stated otherwise, any new features that augments or enhances the current Service, including but not limited to the release of new SSMS properties, shall be subject to this Agreement. You understand and agree that the Service is provided "AS-IS" and that SSMS assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalized settings. Unless otherwise stated, all fees on the Service are quoted in Euros. In order to use the Service, you may be required to obtain access to the World Wide Web, either directly or through devices that access web-based content and data, and pay any service fees associated with such access. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access devices. Please be aware that SSMS has created certain areas on certain Services that may require persons to be at least 18 years of age to access and view such areas.

*2. Your Registration Obligations *

In consideration of your use of the Service, you agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, SSMS has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof). SSMS is concerned about the safety and privacy of all its users, particularly children.
Please remember that some Services provided by SSMS are designed to appeal to a broad audience. Accordingly, as a legal guardian, it is your responsibility to determine whether any of the Services and/or Content (as defined in Section 4 below) are appropriate for your child. You agree to grant SSMS? a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers), right to exercise the copyright and publicity rights you have to your Registration Data and any information you provide to SSMS or other users within publicly accessible areas of the Service or through the messaging service ("Your Information"), in any media now known or not currently known. SSMS will only use the Registration Data and Your Information in accordance with SSMS Privacy Policy.

*3. User Account, Password, and Security *

You will receive confirmation of your User ID upon completing the Service's registration process. You are responsible for maintaining the confidentiality of the password for your Account, and are fully responsible for all activities that occur under your password or Account. You agree to (a) immediately notify SSMS of any unauthorized use of your password or Account or any other breach of security, and (b) ensure that you exit from your Account at the end of each session. SSMS cannot and will not be held liable for any loss or damage arising from your failure to comply with this Section 3.

*4. User Conduct *

You understand that all information, data, text, files, graphics, links, music, photographs, software, sound, video, messages, communication or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. Accordingly, you, not SSMS, are entirely responsible and liable for all activities conducted through your Account. SMS does not control the Content posted or transmitted in any way via the Service and, as such, does not guarantee the accuracy, integrity, or quality of such Content. You understand that by using this Service you may be exposed to Content that is offensive, indecent, or objectionable. Under no circumstances will SSMS be liable in any way for any Content, including but not limited to, any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the user of any Content posted, emailed, sent via SMS or otherwise transmitted via the Service. Listed below are some, though not all, violations that may result in SSMS terminating your Account. You agree not to engage in any of the following actions while using SSMS Services:
1. Harass, "stalk", threaten, embarrass or cause distress or discomfort upon another SSMS participant, user, or other individual or entity;
2. Upload, post, email, SMS, or otherwise transmit via the Service any Content that SSMS considers to be unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, hateful, racially, ethnically or otherwise objectionable;
3. Upload, post, email, SMS, or otherwise transmit any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit functionality of any computer software or hardware or telecommunications equipment;
4. Upload, post, email, SMS, or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights ("Rights") of any party;
5. Cause any screen in the Service to "scroll" faster than other users are able to type to it or any action to a similar disruptive effect;
6. Impersonate any person, including but not limited to, a SSMS official, forum leader, guide or host;
7. Disrupt the normal flow of dialogue within the Service or otherwise act in a manner that negatively affects other participants;
8. Forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted via the Service;
9. Collect or store personal data about other users;
10. Intentionally or unintentionally violate any applicable local, state, national or international law, including but not limited to any regulations having the force of law while using or accessing the Service or in connection with your use of the Service in any manner;
11. Post or transmit any unsolicited advertising, promotional materials, or any other forms of solicitation in the Service.
12. Provide or send any content which may be harmful or detrimental to SSMS or its business associates, or which violates any restriction or policy established by SSMS or its business associates.
13. In addition, you understand and acknowledge that differing countries, societies and governments may hold their citizens, companies and visitors to a different standard of conduct and speech (legal, ethical, moral and/or religious), and in this regard your Services may be terminated if they offend the conduct and speech standards of the country they are in or are transmitting in to. Considerations include:

* the sensibilities of the recipient of the transmissions whether they hold a different religious or ethical viewpoint, are of a different race or heritage, have a mental disorder or handicap, or any other person having special circumstances;
* transmissions to or aimed at an audience of children (persons under the age of 18) that include references to sexual practices and/or containing inappropriate or offensive language; and
* content which promotes or incites terrorism, the misuse of weapons, or encourages or incites a person to commit a criminal offence.

Note on unsolicited advertising and spam: SSMS policy on using our communication system to market to our users mandates that:

* The sender of any message deemed to be "spam", "marketing" or "mail bombing" to any other user or users will be liable for US$100 for each account/user that receives each unauthorized message, commercial (promoting services of a commercial entity) or not.
* The sender will pay all fees owed to SSMS within thirty (30) days of such transmission. Note: this means that if a message like the one described above is sent to a club of 300 users, or to one user 300 times, then you will be liable for US$30,000, payable to SSMS, within 30 days.

You acknowledge that SSMS doesn't pre-screen Content, but that SSMS and its designees shall have the right (but not the obligation) in their sole discretion to refuse or move any Content that is available via the Service. Without limitation, SSMS shall have the right to remove any Content that violates this Agreement or is otherwise objectionable.
You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by SSMS, transmitted through the Service, or submitted to SSMS.
You acknowledge and agree that SSMS may preserve Content and may also disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce this Agreement; (c) respond to claims that any Content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of SSMS, its users and the public. You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

*5. International Use *

Recognizing the global nature of the Internet and wireless messaging, you agree to comply with all local rules regarding online and telecommunication conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

*6. Public Content Posted on or via the Service *

For purposes of this Agreement, "publicly accessible areas of the Service" are those accessible by the general public.

1. With respect to Content you elect to post for inclusion in publicly accessible areas of the Service that consists of photos or other graphics you elect to post to any other publicly accessible area of the Service, you grant SSMS the world-wide, royalty free and non-exclusive license to reproduce, modify, adapt and publish such Content on the Service solely for the purpose of displaying, distributing and promoting the specific service of SSMS to which such Content was submitted, or, in the case of photos or graphics, solely for the purpose for which such photo or graphic was submitted to the Service. This license exists only for as long as you elect to continue to include such Content on the Service and shall be terminated at the time you delete such Content from the Service.

2. With respect to all other Content you elect to post to other publicly accessible areas of the Service, you grant SSMS the royalty-free, perpetual, irrevocable, non-exclusive and fully sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed.

*7. Indemnity *

You agree to indemnify and hold SSMS, and its subsidiaries, affiliates, officers, agents, customers or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post to or transmit through the Service, your use of the Service, your connection to the Service, your violation of this Agreement, or your violation of any rights of another.

*8. No Resale of Service *

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

*9. General Practices Regarding Use and Storage *

You acknowledge that SSMS may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that messages or other uploaded Content will be retained by the Service, the maximum number of messages that may be sent from or received by an account on the Service, the maximum size of any message that may be sent from or received by an account on the Service, the maximum disk space that will be allotted on the SSMS servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time.
You agree that SSMS has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service.
You acknowledge that SSMS reserves the right to log off accounts that are inactive for more than 90 days. You further acknowledge that SSMS reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

*10. Modifications to Service *

SSMS reserves the right at any time and from time to time to modify or discontinue, temporarily or? permanently, the Service (or any part thereof) with or without notice. You agree that SSMS shall not be
liable to you or to any third party for any modification, suspension or discontinuance of the Service.

*11. Termination *

You agree that SSMS, in its sole discretion, may terminate your password, Account (or any part thereof) or use of the Service, and remove and discard any Content within the Service, for any reason, including, without limitation, for lack of use or if SSMS believes that you have violated or acted inconsistently with the letter or spirit of this Agreement. SSMS may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the
Service under any provision of this Agreement may be effected without prior notice, and acknowledge and agree that SSMS may immediately deactivate or delete your Account and all related information and files in your Account and/or bar any further access to such files or the Service. Further, you agree that SSMS shall not be liable to you or any third-party for any termination of your access to the Service.

*12. Dealings with Advertisers and Users *

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that SSMS shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service. In addition, SSMS does not regulate user-to-user dealings, therefore, in the event you have a dispute with one or more users of the Service, You agree that SSMS shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such user or users on the Service.

*13. Links *

The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because SSMS has no control over such sites and resources, you acknowledge and agree that SSMS is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that SSMS shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

*14. SMART SMS Proprietary Rights *

You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.
Except as expressly authorized by SSMS or advertisers, you agree not to copy, modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part. SSMS grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by SSMS for use in accessing the Service.

*15. Disclaimer of Warranties *

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. SSMS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. (b) SSMS MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED,
TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED. (c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE
SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, OR LOSS OF DATA , THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. (d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SSMS OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.
Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights, which vary from state to state.

*16. Limitation of Liability *

YOU EXPRESSLY UNDERSTAND AND AGREE THAT SSMS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SSMS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA,
INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE. THE LIABILITY OF SSMS, AND THE LIABILITY OF OUR SUPPLIERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCES IS LIMITED TO THE GREATER OF(A) THE AMOUNT OF FEES YOU PAY
TO SSMS IN THE 6 MONTHS PRIOR TO THE ACTION GIVING RISE TO LIABILITY, AND (B) $100.
Some states do not allow the limitation of liability, so the foregoing limitation may not apply to you.

*17. Special Admonition for Services Relating to Financial Matters *

If you intend to create or join any service, receive or request any news, messages, alerts or other information from the Service concerning companies, stock quotes, investments or securities, please read the above Sections 15 and 16 again. They go doubly for you. In addition, for this type of information particularly, the phrase "Let the investor beware" is apt. The Service is provided for informational purposes only, and no Content included in the Service is intended for trading or investing purposes. SSMS shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted via the Service, and shall not be responsible or liable for any trading or investment decisions made based on such information.

*18. Notice *

Notices to you may be made via email, SMS (short message service), regular mail, or the Service may also provide notices of changes to this Agreement or other matters by posting notices or links to notices generally on the Service.

*19. Copyright Policy *

SSMS respects the intellectual property of others, and we ask our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide SSMS's Designated Copyright Agent the following information:

1. A signature of a person authorized to act on behalf of the owner of the copyright interest that is allegedly infringed;
2. A description of the copyrighted work that you claim has been infringed;
3. A description of where the material that you claim is infringing is located on the Service;
4. Your address, telephone number, and email address;
5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. A statement by you made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

The above information should be in writing and sent to SSMS's Designated Copyright agent as specified below:
Copyright Agent: Smart SMS, Unit A, 11th Floor, B2B Center, 35-36 Connaught Road West, Sheung Wan, Hong Kong
Under the appropriate circumstances, it is SSMS's policy to remove and/or to disable access to web pages where access infringement occurs and to terminate subscribers and account holders who repeat offenders.

*20. General Information *

This Agreement constitutes the entire agreement between you and SSMS and governs your use of the Service, super-ceding any prior agreements between you and SSMS. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. This Agreement and the relationship between you and SSMS shall be governed by the laws of Hong Kong without regard to its conflict of law provisions. You and SSMS agree to submit to the personal and exclusive jurisdiction of the courts of Hong Kong. The failure of SSMS to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in this Agreement are for convenience only and have no legal or contractual effect.

*21. Violations *

Please report any violations of this Agreement by sending and email to *terms@smartsms.hk*.